John Baxter

John Baxter

John F. Baxter –  President

John Baxter, LUTCF moved to Gloucester County Virginia from Michigan in 1979. He is the President of John F. Baxter Inc, in Hayes, Virginia. The Baxter Group is a three-location multi-line captive hybrid insurance agency. The Baxter Group is recognized as an Insurance & Financial Sales Leader, with top rankings in the Commonwealth of Virginia for the past 28 years. The Group has achieved sales excellence awards as Champion for 14 years and as Presidents Conference 2 years. The Baxter Group is recognized for providing excellence in sales and customer service.

John has served on many local boards. Notably as Lobbyist to Congress for CRASH, VP of the George P. Coleman Bridge Commission and the Head Injury board for the Commonwealth of VA. He has also been active in the Insurance Political Action Committee, Citizens for Safe & Reliable Highways, American Cancer Society – Relay for Life, and A Day for Jarrett – Cerebral Palsy. John was also an establishing member of the Gloucester High School Crew Team and the Gloucester Rowing Association.

John resides in Hayes, VA with his wife Laura Hargis Baxter. They have three daughters: Racheal (husband Jameson), Katie (husband Jason) and Elizabeth.

Steve Eudy

Steve Eudy – Financial Advisor
Steve grew up in the Great Bridge area of Chesapeake, but currently resides in Poquoson. He spent many of his summers at his grandparent’s house on Gwynn’s Island and his earliest memories were crabbing and dredging oysters with his grandfather, Rodney Adams. He played baseball at Great Bridge and continued in college as a 4-year starting left-handed pitcher at CNU. Steve was named MVP in 1997. He has lived on the Peninsula since 1995. He holds Series 7 and Series 66 designations (licensed Financial Advisor), Life and Health license, and is Marketplace Certified for the ACA Heath Insurance. Steve enjoys Stand-Up Paddleboarding and competes in local races whenever possible. He also enjoys fishing , working out, hiking, and camping. Steve and his younger brother, Brian, lease more than 40 acres of oyster grounds in Milford Haven and Stutts Creek in Mathews and they enjoy working on them in their spare time.

Lisa Nelson

Lisa Nelson – Commercial Lines Manager

Lisa has been with the The Baxter Group for over six years. She specializes in Business insurance with more than 25 years’ experience. She resides in Gwynn’s Island, VA with her daughter, Kelly.


The Baxter Insurance Group, kenny richardson, insurance agency virginia

Kenny Richardson, Sales Manager The Baxter Insurance Group











Kenneth B. Richardson Sales Manager

Licensed Property & Casualty and Life & Health Agent Since 1982

Prior owner of an Independent Insurance Agency

Married in 1980  to the former Elizabeth DeHardit and we have 3 daughters Amy, Katherine and Alexandra.

Over the years I have learned so much within the insurance industry but the greatest lesson was given  to have personally had a total house fire loss. A  life lesson that can never be replaced or forgotten. The knowledge of what is truly important in ones life becomes fully understood on a completely different  level. My self job description on how I approach my clients shifted with the added understanding of how quickly our lives can and do change. I have a new appreciation of what I can offer to my clients in both insurance experience and personal tragedy.


BJ Perkins

BJ Perkins – Associate Agent

Joined Nationwide in 2004 and The Baxter Insurance Group in 2007 where she holds both her P&C and L&H licenses.  She and her husband Ed live in Gloucester County and  are the proud parents of 6 children and one grandchild.  BJ is active with Girl Scouts, Boy Scouts and her church.  Her hobbies include scrapbooking, gardening, cooking and reading.



 Yvonne Parks – Associate Agent, Chincoteague Office

Vonnie came from the financial industry and joined the Baxter Group in August 2012. Born and raised on the Eastern Shore of Virginia, her favorite pastimes include going to the beach, camping, and boating on the Chesapeake Bay. She currently lives on Chincoteague Island with her daughter.


Melissa-Showers, baxter insurance group, gloucester insurance agency

Melissa Showers, Associate Agent at the Baxter Insurance Group.











Melissa Showers – Associate Agent

My name is Melissa Showers. I have been married for 15 years and have wonderful twin boys. I enjoy doing for others, whether in my personal life or at work. I enjoy baking and spending time with my family. I enjoy any time that I can spend outside as well. If I could move my desk outside, that would be ideal.

I have been with The Baxter Insurance Group for over 2 years. The insurance Business is new to me . I came from a company where I was in charge of writingmloans and then working as a collection  agent for 12 years. This line of work is very rewarding. Helping and educating clients on what insurance best suites their needs. I am licensed in Property and Casualty as well as Life and Health.


Lyann Kahlbaum

Lyann Kahlbaum – Customer Service Center Specialist

Lyann has been with the Baxter Insurance group since May 2009. As a service center specialist, her specialty is customer service. She graduated from Gloucester High with honors, and have several certifications in Management. Lyann is married to Steve and they have two daughters, one who attends VA Wesleyan and the youngest is at Gloucester High.

 Clare Hall – Commercial and Personal Lines Customer Service Representative

She Joined the Baxter Insurance group in 2015.  She has 29 years experience working in the insurance
industry.  She and her husband live in Gloucester County and are the proud parents of 2 girls and 1 son.
She is active in the Church and the Gloucester Youth Football and Cheerleading league.  Her hobbies are
reading, and spending time with her family.


Bobbie Duke, Baxter Insurance group, kilmarnock, insurance broker kilmarnock

Bobbie Duke, Insurance professional with The Baxter Insurance Group, Kilmarnock, VA.